

Savings Accounts
This is the first account you open to become a member of the credit
union. Earn dividends and watch your money grow as you continue
to save. You can also combine some of our other services with
your Savings Account, such as Direct Deposit and Payroll Deduction.

Elite 500 Account
It’s our way of giving
back to the membership
we value and
maximizing your return
on your hard-earned
dollars. Learn More

Money Market Accounts
Earn a higher yield dividend and have access to your money when
you need it. Our Money Market Savings Account pays dividends based
on your minimum account balance of $1,000 or more. Dividends are
calculated and compounded monthly.

Certificates
One of the best investments to consider is credit union Certificates
of Deposit. They pay a high yield, are federally insured and can
provide you with a liquid and worry-free investment. Plus, you
can get started with as little as $1,000 and enjoy terms ranging
up to 60 months. Dividends are compounded and credited monthly.


Traditional IRA
Todays IRAs offer higher contribution limits and the amount
you can contribute will continue to increase. There is also a
catch-up provision for members age 50 and over. You may be eligible
to deduct up to a certain amount of your contribution on your
tax return. Withdrawals are permitted at age 59 1/2, and are taxed
as ordinary income.

Roth IRA
Your maximum contribution is not tax-deductible, but all future
withdrawals are tax-free and penalty-free if the account has been
open for five years and you are 59 1/2 or older, or if you are
buying your first house (up to $10,000) or paying for a higher
education. You can also convert all or part of a Roth IRA if your
combined income is $100,000 or less in the year of the conversion.
The amount you convert is taxed as ordinary income. There are
no conversion or penalty fees.

Holiday Club Account
You can always use a little extra cash for the holidays. Save
a little each pay period so you are ready for the next holiday
season.


KIDSAVER Youth Club Account
It's never too soon to teach your children the importance of saving.
Take advantage of our KIDSAVER Youth Club Account and watch your
children learn.


Investments by Greater Warren Financial
Center
The Greater Warren Financial Center is our financial planning,
retirement, investment, and insurance resource for credit union
members. You'll enjoy high quality, low-cost financial services
that can help you acheive your long term financial goals. Stop
by any branch office to learn more.
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