| Checking Account Fees |
| Free Checking |
| Minimum Balance |
|
None |
| Maintenance Fee |
|
None |
| Telephone Transfer/Inquiry |
|
$5.00 |
| Non-Sufficient Funds(NSF) |
|
$31.00 |
| Deposit Item Return |
|
$10.00 |
| Overdraft Protection: |
|
|
|
First Three Occurrences |
|
$10.00/each |
|
Each Additional |
|
$31.00 |
Stop Payment
(Includes checks, ATM and EFT) |
|
$31.00 |
| |
| Basic Checking |
| Minimum Balance |
|
$300.00 |
| Maintenance Fee |
|
$5.00/month |
|
Greater Warren will waive the basic checking account maintenance
fee for the following:
• Direct Deposit of your Net Pay
• Direct Deposit of Social Security or Pension
• Credit Union First or Second Mortgage
• Credit Union Home Equity Line of Credit
• College Students with a valid school ID
• Maintaining minimum balance |
| |
| Dividend Bearing Checking |
| Minimum Balance |
|
$1,000.00 |
Maintenace Fee
(waived with minimum balance) |
|
$8.00/month |
| |
| FIVEplus Checking |
| Minimum Savings Balance |
|
$5,000.00 |
Maintenance Fee
(waived with minimum balance) |
|
$15.00/month |
| |
| TWENTYplus Checking |
| Minimum Savings Balance |
|
$20,000.00 |
Maintenance Fee
(waived with minimum balance) |
|
$15.00/month |
| |
Business Checking and Accounts
Consult schedule of fees for business accounts. |
Miscellaneous Check
Fees
The following fees are per
item unless otherwise noted. |
| Overdraft Protection: |
|
|
|
First Three Occurrences |
|
$5.00 each |
|
Each Additional |
|
$31.00 |
Non-Sufficient Funds(NSF)
(Includes checks, ATM, EFT) |
|
$31.00 |
Deposit Item Return
(Includes checks, ATM, EFT) |
|
$5.00 |
Stop Payment Fee
(Includes checks, ATM and EFT) |
|
$31.00 |
| Check Printing |
|
Call |
| Post Dated Item |
|
$3.00 |
Temporary Checks
(first 4 free with new account) |
|
$4.00 per 4 |
|
Check Copy |
|
$5.00 |
|
Research/Account Reconciliation |
|
$25.00/hour |
| Close Checking within 180 days |
|
$20.00 |
| Miscellaneous
Account Fees |
| Statement Copy Fee |
|
$4.00 |
|
Interim Statement |
|
$4.00 |
|
Returned Statement Fee |
|
$5.00 |
| Cashier's Check |
|
$5.00 |
| Travellers Cheques |
|
$1.50 per $100.00 |
| Third Party Check Cashing |
|
$5.00 |
| Non-Recurring ACH Debit |
|
$5.00 |
| Close Account within 180 days |
|
$20.00 |
| Remove Joint Member |
|
$20.00 |
|
Photocopy (first 2 free) |
|
$.15 /copy |
|
Fax |
|
$.50 /page |
| Verification of Account |
|
$5.00 |
| Medallion Stamp |
|
$5.00 /visit |
| VISA Gift Card |
|
$5.00 /card |
Dormant Account Fee
Applies when an account has no activity for 12 months, the balance is less than $100, and the primary member is over 18 years of age and has no other accounts. |
|
$7.50 /month |
Check Cashing Fee
Applies when a member has less than $200 is a savings account
with no other credit union relationship such as: ATM Card,
VISA Check Card, Checking Account, IRA, Certificate, Money
Market, Holiday Club Account, and all Loans. Does not apply
to members under age 18 or college students with a valid ID. |
|
$5.00 /visit |
Negative Savings Account
Negative savings rate charged at $1.00 per
day after 5 days of continuous negative balance, up to $30.00 |
|
$1.00 /day |
Club Account Close or Withdrawal
Fee assessed when member closes any club account
or makes an account withdrawal(max of 2 per year) prior to
disbursement of annual check. |
|
$5.00 |
| |
| Account Reinstatement Fees |
| Savings closed by member in past 180 days |
|
$5.00 |
|
Checking closed by member in past 365 days |
|
$10.00 |
|
Checking closed by credit union |
|
$20.00 |
| |
| ATM |
| First 10 transactions /month |
|
FREE |
|
Each Additional |
|
$.50 |
|
Card Replacement |
|
$5.00 |
|
Refer to Regulation E for
more card information. |
| |
| Domestic Wire Transfers (per
transfer) |
| Outgoing |
|
$15.00 |
|
Incoming |
|
$10.00 |
|
Incoming fee waived if
used to purchase CU certificate |
| |
|
Virtual Branch |
|
Account Access |
|
FREE |
|
Bill Payment |
|
FREE |
|
|
|
Money Market Account |
|
Minimum Balance |
|
$1,000.00 |
|
Maintenance Fee
waived with minimum balance |
|
$10.00 /month |
|
|
| "Steady Saver" Savings Account |
|
Maintenance Fee |
|
$10.00 |
|
Minimum Balance |
|
$100.00 |
| Withdrawal/Transfer Fee |
|
$10.00 |
|
The minimum monthly Steady
Saver deposit is $100.00. Maintenance fee waived with minimum
balance. |
| |
| Individual Retirement Account (IRA) |
Close Account Fee
applies when a member closes or transfers an
IRA outside of Greater Warren Credit Union |
|
$30.00 |
| |
| Safe Deposit Box Annual Rental |
| 2" deep x 5" wide |
|
$10.00 |
| 3" deep x 5" wide |
|
$12.00 |
| 4" deep x 5" wide |
|
$18.00 |
| 5" deep x 10" wide |
|
$50.00 |
| 13" deep x 15" wide |
|
$100.00 |
| Lost safe deposit box key |
|
$10.00 |
| Drilling Charge |
|
$125.00 |
|
Refer to Safe Deposit Box
disclosure for rules and regulations regarding rental. |
