Deposit Rates
All Share rates effective 10/20/2008.
All stated rates are subject to change at any time.
Please call for a formal rate quote.
Fees could reduce earnings.
A penalty will or may be imposed for early withdrawal.
APY=Annual Percentage Yield.
APR=Annual Percentage Rate.
| Savings
and Checking |
| |
APY |
APR |
| Savings |
0.30% |
0.30% |
| Dividend Checking |
0.25% |
0.25% |
| |
|
|
 |
|
|
| Money
Market |
| |
APY |
APR |
| $1,000 to $9,999.99 |
0.75% |
0.75% |
| $10,000 to $24,999.99 |
1.25% |
1.24% |
| $25,000 to $49,999.99 |
1.75% |
1.74% |
| $50,0000 and over |
2.00% |
1.98% |
| |
|
|
|
|
|
| Super
Money Market |
| |
APY |
APR |
| $50,0000 and over |
2.65% |
2.62% |
| |
|
|
|
|
|
Certificates
Minimum Balance is $1,000.00. |
| |
APY |
APR |
| 6 Month |
3.25% |
3.20% |
| 12 Month |
2.50% |
2.47% |
| 24 Month |
2.75% |
2.72% |
| 36 Month |
3.00% |
2.96% |
| 48 Month |
3.00% |
2.96% |
| 60 Month |
3.50% |
3.45% |
| |
|
|
|
|
|
IRA Certificates (Standard,
Roth, Conv.)
Minimum Balance is $1,000.00. |
| |
APY |
APR |
| 6 Month |
3.25% |
3.20% |
| 12 Month |
2.50% |
2.47% |
| 24 Month |
2.75% |
2.72% |
| 36 Month |
3.00% |
2.96% |
| 48 Month |
3.00% |
2.96% |
| 60 Month |
3.50% |
3.45% |
| |
|
|
|
|
|
Certificate Special
|
| |
APY |
APR |
11 Month
Minimum Balance - $5,000.00 |
4.00% |
3.93% |
23 Month
Minimum Balance - $5,000.00 |
4.25% |
4.16% |
| |
|
|
|
|
|
| IRA
Savings |
| |
APY |
APR |
| Traditional IRA Savings |
0.30% |
0.30% |
| Roth IRA Savings |
0.30% |
0.30% |
| Roth Conversion IRA Savings |
0.30% |
0.30% |
| Coverdell Education Savings Account |
2.71% |
2.68% |
| |
|
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