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Free Checking
Our NO-FEE Checking Account helps you manage your finances conveniently
and free. Take a look at what we have to offer:
- FREE VISA® Check Card*
- FREE Box Of Checks
- FREE Phone & Online Account Access
- FREE Online Bill Pay
- FREE Online Check Copies
- Courtesy Pay – Overdraft Up To $400 Protection Program
- Direct Deposit & Payroll Deduction
- No Minimum Balance Required
- No Service Or Item Fees
Basic Checking
Our Basic Checking Account is your hassle-free solution to easy
checking management. Simply open your Basic Checking Account with
as little as $50 and maintain a $300 minimum balance. Plus, your
first 50 checks are absolutely free. You can use any of the credit
union's 24/7 Convenience Services to access and manage your accounts
day or night.
*A $50.00 minimum deposit is required to open a Checking Account.
New Checking Account must remain open for at least 180 days to avoid early closure
fee; consult schedule of fees for complete list. VISA® Check Card application
subject to approval. Overdraft privilege is available after account is maintained
in good standing for 90 days.
Dividend Bearing Checking
Get more for your money with our Dividend Bearing Checking
Account. Open your money-earning account with $1,000. Your first
50 checks are free and dividends are compounded and credited monthly
at a competitive rate. You must maintain a minimum balance of
$1,000 to avoid incurring additional fees.
FIVEplus Checking
Our FIVEplus Checking offers unlimited check writing, free
cashier checks, free travellers cheques, and no service charges.
Open your account with only $50. Dividends are compounded and
credited to your account on a monthly basis and your first 50
checks are free. You need only to maintain $5,000 in your account
to avoid fees.
TWENTYplus Checking
With our TWENTYplus Checking, you'll receive premium benefits
and services. This account includes unlimited check writing, free
cashier checks and free travellers cheques, plus your first 50
checks are free. There are no service charges. Open your account
with as little as $50 and maintain a minimum balance of $20,000
in this interest-bearing account to avoid fees. Dividends are
compounded and credited monthly so you get the most from your
money.
Business Checking
We offer a Business Checking Account to help you easily build
and manage your business. Open this account with only $50 and
maintain just $1,000 to earn dividends. Dividends are compounded
and credited monthly at a competitive rate. Plus, you can take
advantage of any of our other services to help you access and
manage your account.
Online Check Reorder
You can reorder your checks online through our check printing
partner, Liberty
Checks.
IOLTA
We offer an Interest On Lawyers Trust Account (IOLTA) designed
for lawyers and attorneys to use as a holding account for clients'
funds. Please note that this account is only available for attorneys
or law firms. Call us for current rates.
VISA® Check Card
A VISA® Check Card is very much like a check. You can use
your Credit Union Check Card anytime you would normally write
a check – at any merchant that accepts VISA. Using the card
is easy! Simply present your Check Card any place you see the
VISA logo and sign the sales draft. The transaction will be automatically
deducted from your Credit Union Checking Account. It's easier
than writing a check! This card is also your ATM Card. You may
use it at any machine that displays the STARsm
or PLUS logo by simply punching in your Personal Identification
Number. Apply Online
If your VISA Check Card has been lost or stolen after hours call:
1-800-472-3272.
Online Branch
With just a few clicks of your mouse you can access and manage
your accounts with Online Branch, our online Home Banking feature.
Transfer funds, pay bills, review account history from your online
statement, and much more. You can Apply
Online or
Login now.
Bill Pay
Make loan or other regular payments with our Bill Pay feature.
Never worry about a late or lost payment again. You'll save money
on stamps and gas, and have the convenience of knowing your bills
are paid on time, every time. You can Login
now.
Audio Response System
Manage your finances by phone with our Audio Response System,
our 24-Hour Telephone Banking, by calling (330) 847-1902
(option #3). You can transfer funds between accounts, review account
history, make loan payments, and conduct simple transactions.
There is a free service.
ATM Access
Withdraw cash, verify balances, and transfer funds between accounts
at ATMs worldwide, 24-hours a day! Check here
to view our network of surcharge-free ATM locations. Why pay to
access your own money when we can help you locate the nearest
surcharge-free ATM?
Direct Deposit & Payroll Deduction
Direct Deposit is the safest and fastest way to deposit your net
pay, Social Security or pension check into your credit union account.
Never again worry about a lost, stolen or mail-delayed check.
Payroll Deduction allows you to designate a portion of your deposit
to make loan payments and to establish a regular savings plan.
Ask your payroll department about the convenience of Payroll Deduction.
Both services are FREE! You will need our Routing Number: 241282797.
Switch Kit
We've made it easy to move your checking account to the credit
union. Worried about switching your direct deposit and automatic
payments? Don’t! We've made the move easy with our "Smooth
Transition" checking account switch kit. You provide the
information and we'll monitor your account through the transition.
It’s no longer too difficult to switch.
It's easy to switch!
- Setup a new account at our office
- Click here on the Switch Kit link
- Download the PDF document
- Return the completed document to one of our offices
If you have any question please feel free to call our office:
(330) 847-7251 or 1-800-686-3733 (Ohio Only).
Other Services
- Notary Service
We offer FREE notary service to members. The document (s) must
not be signed prior to notarizing. The member may be required
to show identification.
- Government Bonds
We offer Series EE and I-Bonds (Inflationary Bonds). Series
E and EE may be redeemed at the credit union office with proper
identification.
- After Hours Depository
Members can make deposits any time with our After-Hours Depository.
- Traveller’s Cheques
Get your Traveller’s Cheques before your next vacation. They are better than
carrying cash and accepted virtually everywhere. Members with checking accounts
are provided travellers checks at no charge. Travellers Checks are $1.50 per $100.00
for non-checking account members.
- Wire Transfers
Whenever you need to wire funds, stop by the credit union.
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